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So mortage companies give loans to unqualified people and the taxpayers are stuck holding the tab?
http://news.yahoo.com/s/afp/20080923/ts_afp/usfinancebanking_080923173430;_ylt=Auq1ewPnGOj_xfF4_zbBLBrqxQcB
Do they think we just woke up in a cabbage patch or what? Isn't this just bankers trying to take advantage of people by giving them loans at such high interest rates that they end up losing their homes to the banker so the banker then owns the home? And now they want the tax payers to pick up the tab because of their bad business choices since they can't sell them for a profit like they intended?
FBI said to probe Fannie, Freddie, Lehman, AIG
http://news.yahoo.com/s/nm/20080924/ts_nm/us_financial_bailout_fbi_news;_ylt=Ap9cleusQxYUvvp3sh7JgSus0NUE
Why aren't the corporate officers, presidents and owners coughing up the bucks themselves? Don't you think they are just a little greedy while they sit with their millions while begging for a handout?
In my fairy tale land, this is the solution that plays out:
The banks go broke and go to the government for a bailout
The government says, 'you need a $700 billion loan? Let's look over your situation and see what we can do. hmmmm..... approved loans many times when you shouldn't have. That's very bad business practice, you know?'
The bank says, 'yes, we know. BUT we OVERCHARGED on inflated interest to make money!'
The government responds, 'that worked well for you now, didn't it?'
The bank drops his head down in shame and says, 'well no. It didn't. We didn't realize if they couldn't afford the original mortgages, how could they afford the inflated interest we charged them afdter they were locked in. It was a bad decision on our part.'
'Ya think?', the goverment replies. 'You have made many poor decisions in the past, and now you want to come to us, the government, and want to use the taxpayers money to get you out of trouble. Many of the taxpayers are the ones you shouldn't have approved in the first place or you have turned them down totally. I'm sorry, but you're too high a risk at this time. We can't take a chance. But please feel free to take a few pens on your way out. And thank you for visiting your local government'.
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